Euro-native financial backbone

Money movement needs
new rails

Programmable euro accounts, EURW stablecoin, and SEPA settlement — built for businesses, fintechs and developers.

OLD RAILS · NEW RAILS · ONE ACCOUNT

The euro, but programmable.

SEPA payments, virtual IBANs, and EURW stablecoin issuance — under a regulated EMI license. No banking partners, no FX hops, no black boxes.

Hold and move euros across 36 SEPA countries.

One European IBAN

Direct SEPA participation. Hold, send, and receive euros across all 36 SEPA countries with zero correspondent banking.

Mint and redeem euros on-chain at par.

EURW stablecoin

Mint and redeem 1:1 from your IBAN balance with zero fees. MiCA-compliant, issued by Newrails, live on Monad.

Move euros across fiat and on-chain with one API.

Programmable rails

One REST API, JS & Python SDKs, x402 middleware. Move euros — fiat or on-chain — with the same primitive.

EU-compliant without the red tape

Three products. One platform.

Open an account online in days. Issue euros on-chain in seconds. Settle anywhere in SEPA.

01 · ACCOUNTS

Built for fintechs and international businesses.

Issue virtual IBANs at scale, run multi-currency treasury, and collect and pay out across SEPA — all from one programmable euro account, opened online by residents and non-residents alike.

Direct SEPA & SEPA Instant participation across 36 countries
Bulk virtual IBAN issuance via API — one per customer, invoice, or wallet
Real-time webhooks on every inbound and outbound flow

02 · EURW

Mint euros on-chain. Redeem at par.

EURW is the regulated euro stablecoin issued by Newrails. 1:1 backed, MiCA-compliant, redeemable to SEPA with zero fees, on Monad with sub-second finality.

Mint & redeem from your IBAN in seconds
Sub-cent on-chain transaction costs
Fully regulated under MiCA, dual-licensed

Read the EURW guide →

SEPA debit received

LT69 · 14:02:11 UTC

€10,000

Minting EURW

tx · 0xE7…4F · pending

—

Delivered to wallet

0x7a4F…9c2D

—

03 · PROGRAMMABLE

Programmable rails.

One REST API across SEPA + EURW + Monad. JS & Python SDKs. x402 middleware for pay-per-call. Move euros, fiat or on-chain, with the same primitive.

One REST API across SEPA, EURW & Monad — JS & Python SDKs
x402 middleware for pay-per-call monetisation
Same primitive for fiat or on-chain — webhooks on every leg

ONE PRIMITIVE · THREE RAILS · 24/7

Pick the rail that fits your job.

Decision-makers building product. Developers shipping code. Same backbone, different surface.

TREASURY

One European backbone

Replace fragmented partner banks with a single licensed EMI, virtual IBANs, and reconciled SEPA flows.

ON-CHAIN

EURW out of the box

Issue and redeem EURW from the same dashboard your treasury team already uses. No second integration.

COMPLIANCE

Regulated, not adjacent

Newrails holds an EMI licence in Lithuania (No 69) and a VASP licence in Czechia. MiCA-compliant from day one.

For developers

One SDK, one API, one settlement asset.

Build x402 endpoints, agent wallets, and pay-per-call APIs without re-platforming your treasury.

~/eurw · payment.js

import { Newrails } from "@newrails/sdk";

const nr = new Newrails({ apiKey: process.env.NR_API_KEY });

// charge an agent 0.000001 EURW for one API call
const payment = await nr.x402.requirePayment({
  scheme: "exact",
  asset: "0x1111…4111", // EURW
  amount: "0.000001",
  payTo: "0x7a4F…9c2D",
  network: "eip155:143", // Monad
  description: "AI model inference request"
});