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Simple, transparent pricing for your Euro business account

Open a fully regulated Euro business account with instant SEPA access and stablecoin rails (coming soon) — without hidden fees.

Select a plan for your business needs

EU plan

The company and company's operations are based in EU and UK

  • No monthly fee
  • No account opening fee
  • Free unlimited Euro pay-ins
  • Unlimited Euro payout: €0.40/transaction
  • Free transfers to other Newrails users

Non-EU plan

The company and company's operations are based outside of the EU and UK, including APAC, Americas and Africa etc

  • No monthly fee
  • Account opening fee: €199
  • Free unlimited Euro pay-ins
  • Unlimited Euro payout: €0.50/transaction
  • Free transfers to other Newrails users

High risk plan

The compliance Intensive businesses that require Enhanced Due Diligence (EDD) measures despite the location across the world

  • Monthly fee: €90
  • Account opening fee: €999
  • EDD Fee (non-refundable): €500
  • Unlimited pay-ins: starting from 0.05%
  • Unlimited Euro payout: starting from 0.5%
  • Free transfers to other Newrails users

Newrails will assign each user to a plan category during onboarding in accordance with its internal procedures. The final determination of a user's category is made at Newrails' sole discretion. Newrails reserves the right to review, adjust, and amend a user's category at any time.

Supporting services

Trace/​recall/​investigation (depending on the bank's country)
€30
Balance fee for safeguarding funds (if the account balance exceeds €500,000)
0.45%/​360
Monthly inactive account administration fee*
€10
Recall processing fee**
€30
Account closure
Free
Additional compliance intervention
€300
Administrative intervention
€100
Transfer cancellation
Free
Dedicated account manager
€50

*This fee is applicable to accounts that have remained inactive (with no incoming or outgoing payments; debited fees are not considered activity) for a period exceeding 12 months.
**Rejecting a recall may cause further consequences described in the “Rejecting Recalls” section below.

Please note: Any misuse of Newrails account including but not limited to recalls rejection, refusal to provide information, providing misleading information is considered as services abuse and can result in the following:

  • Immediate account recategorization to the corresponding pricing category;
  • Access to services can be limited for a period of 10-60 days;
  • Investigation;
  • Termination of the agreement.

Frequently asked questions